How Attorneys Can Help
Filing for bankruptcy can be a complicated task. There is tons of financial and legal terminology involved, making the entire process quite difficult to understand for a layperson. An Oxnard bankruptcy attorney has the proper education needed to understand the process, so one can avoid making any mistakes that could have unfavorable outcomes. For example, an attorney can help explain forms and procedures as well as assist in the completion of paperwork to make sure it is filled out correctly the first time, which can help save time in the long run. Additionally, an attorney can advise what sort of bankruptcy chapter under which one should file as well as what assets he or she may be able to keep.
Filing By Oneself
If one chooses not to seek help from an Oxnard bankruptcy attorney, he or she may be able to get assistance from a petition preparer. Although these preparers will p rovide assistance where they can, they are legally prohibited from giving any sort of advice, providing court assistance, or answering any legal questions. The sole purpose of a petition preparer is to fill out forms, so one would not be able to receive any additional help should he or she need it.
Although it is possible to file for bankruptcy without the help of an attorney, it is strongly urged to seek out professional legal assistance. The effects of filing for bankruptcy can follow one for a long time, so it is extremely important that one gets the help he or she needs to have as favorable of an outcome as possible.