Take the Path Forward
- Before being approved for a debt discharge, there are several steps that need to be taken. Following this process can help the situation go more smoothly and increase the likelihood of a discharge.
Review the Debt
- There are some debts that won’t be discharged when you file for bankruptcy in Oxnard, such as student loans, tax debt and child support obligations. Certain debts that have collateral attached could also be taken by the creditors if the bankruptcy plan isn’t obeyed.
Seek Expert Help
- As you aren’t familiar with the complexities of bankruptcy law, this is a good time to reach out to a bankruptcy law firm and secure an attorney. Through expert knowledge, you will know if you are eligible, you can file the right paperwork, and you can seek relief from the court.
Using an attorney takes a lot of the pressure off of yourself when looking to file Chapter 7. An attorney can walk you through the whole process, making sure the fees are paid and the paperwork is filed on time, as well as make sure you understand your responsibilities with the court requirements.